Paylo

How it
works

Simple. Fast. No nonsense.

For contractors

Partner journey

01
Step 01

Sign up

Quick application, no FCA needed. We get you set up within 48 hours.

02
Step 02

Share your link

Get your personalised finance link and branded materials.

03
Step 03

Customer applies

3 minutes. Soft credit check only. No fuss.

04
Step 04

Get paid

Funds released directly to you. Start work immediately.

For customers

Your journey

No pressure, no pitch. Every part of the finance conversation happens later, independently, directly with us.

01Installer

Just a card, or a QR

That's the installer's only role — a quick handoff, nothing more. No figures, no pitch, ever.

02You, in your own time

Look into it at your own pace

Scan it whenever suits you. See how it works and get a feel for your options — no obligation, no one watching.

03You + Paylo

Apply independently

When you're ready, apply directly with us. A separate step, always on your own terms.

04Paylo, by phone

A quick verification call

Before anything's approved, we call you directly to confirm no one discussed rates or figures with you, and everything's been handled to FCA standards — protecting you, and us.

05Paylo

A clear, honest decision

Once that call is done, we give you a fast decision — nothing routed through your installer.

Ready to grow your business?