How it
works
Simple. Fast. No nonsense.
For contractors
Partner journey
01
Sign up
Quick application, no FCA needed. We get you set up within 48 hours.
02
Share your link
Get your personalised finance link and branded materials.
03
Customer applies
3 minutes. Soft credit check only. No fuss.
04
Get paid
Funds released directly to you. Start work immediately.
For customers
Your journey
01
Get a quote
Your contractor offers Paylo finance as a payment option.
02
Apply online
Fill a short form. Soft check only, no score impact.
03
Get a decision
Most decisions within 24 hours, often much sooner.
04
Spread the cost
Clear monthly payments. No hidden fees.