Soft search only — no impact on your credit score

Pay for it
monthly.
Love it
now.

Spread the cost of your home improvement with fair, transparent finance. Get a quote in minutes without touching your credit score.

Borrow up to£20,000
Rates from5.9% APR
Terms up to5 years
Decision in24 hrs
No upfront fees
Soft credit check only
FCA regulated
UK-based support
How it works

Four steps to your dream home

01Takes 3 minutes

Get a quote

Fill in a short form and we'll search our panel of lenders to find options suited to you. No hard search, no commitment.

02You're in control

Choose your terms

Pick the loan amount and repayment period that works for your budget. See exactly what you'll pay each month before you commit.

03Within 24 hours

Get a decision

Most applications get a decision the same day. Once approved, your contractor gets the green light to start work.

04That's it

Enjoy your home

Your project gets underway. You pay monthly, spread over terms of up to 5 years. Simple, transparent, done.

No hidden fees

Everything shown upfront

Soft search only

Won't affect your credit score

FCA regulated

Your money is protected

Early repayment

Settle anytime

Repayment calculator

Estimate your monthly payments. Your actual rate may vary.

£8,000
£1,000£20,000
Representative APR9.9%

Monthly payment

£258

Total repayable£9,279
Total interest£1,279
Loan term3 years

This is an illustration only. The rate offered will depend on your individual circumstances and credit history.

Check your eligibility

This initial check won't affect your credit score.

Your Details
Let's start with the basics
Questions

Good questions, straight answers

If something is not covered here, our team is available Monday–Friday 9am–5pm.

Loans range from £1,000 to £20,000. The amount available to you depends on your personal circumstances and credit history.