Demo site — not yet operational or FCA authorisedDemo site — Paylo Finance Ltd is not yet operational and is not currently authorised to carry out regulated activity.
Spread the cost.
Love it now.
Fair, transparent finance for your home improvement project. Get a quote in minutes without touching your credit score.
*Illustrative only. Paylo is not yet operational and these figures do not represent a live or available offer.
Five steps to your dream home
Card or QR, nothing else
That's the installer's only role — a quick handoff, no figures, no pitch. Everything else happens later, directly with us.
Get a quote
In your own time, fill in a short form and we'll search our panel of lenders to find options suited to you. No hard search, no commitment.
Choose your terms
Pick the loan amount and repayment period that works for your budget. See exactly what you'll pay each month before you commit.
Get a decision
Most applications get a decision the same day. Once approved, your contractor gets the green light to start work.
Enjoy your home
Your project gets underway. You pay monthly, spread over terms of up to 5 years. Simple, transparent, done.
No hidden fees
Everything shown upfront
Soft search only
Won't affect your credit score
Demo site
Not yet operational
Early repayment
Settle anytime
Repayment calculator
Estimate your monthly payments. Paylo is not yet operational — this is a demo tool and not a live product or offer.
Monthly payment
£258
This is an illustration only, for a product that is not currently available. The rate offered will depend on your individual circumstances and credit history once Paylo is operational.
See how it will work
Demo only — Paylo is not yet operational. Nothing entered here is submitted, stored, or checked against your credit file.
Good questions, straight answers
If something is not covered here, our team is available Monday–Friday 9am–5pm.
No. Your installer's only role is to hand you a card or QR code — they won't give you figures, rates, or advice. Every part of the finance conversation happens later, independently, directly between you and Paylo, on your own terms.