Increase your sales
with 
Our partners see up to a 40% increase in sales and a 30% higher average order value when offering finance at the point of sale.
Soft credit check only — no impact on your customers' credit score.
500+
Partner contractors
97%
Approval rate
2 min
Usual decision time
Start offering finance today
Free to join. No setup fees. No minimum volume.
Why choose Paylo?
Paylo finance works. Powering your business with Paylo will help you close more deals, increase your order values and grow your business.
Increase your sales
Financing makes your higher-value goods and services accessible to a wider audience. Customers who can't pay upfront can spread the cost over manageable monthly instalments. Our partners consistently see up to 40% more conversions and 30% higher average order values.
The simplest way to offer finance
Becoming FCA authorised on your own requires compliance teams, lender partnerships, and minimum turnovers. With Paylo, all of that is handled for you. We connect you to our panel of lenders, manage compliance, and get you set up fast.
Fixed and variable rate options
We offer transparent financing including 0% finance and fixed APR products. Your costs are clear with no surprises. Flexible terms from 6 to 60 months ensure there's an option to suit every customer and every project size.
We are here to help you
Every Paylo partner gets a dedicated relationship manager who is always available. We also supply marketing assets, website banners, and copy to help you promote finance options and convert more customers.
Finance for every sector
From home improvements to healthcare, Paylo helps your customers spread the cost across the sectors that matter most.
Home Repairs
Renewables
Renovations
Healthcare
Dental
Personal Care
Home Repairs
Renewables
Renovations
Healthcare
Dental
Personal Care
Simple for you.
Simple for your customers.
See exactly how the process works for contractors and customers, from initial application through to receiving funds.
Includes contractor and customer journeys
Helping tradespeople grow across the UK
For contractors
Offer finance and close more jobs
For homeowners
Spread the cost of your home improvements
Trusted by contractors
Hundreds of tradespeople across the UK already use Paylo to grow their business.
"Paylo transformed how we sell. Customers who used to hesitate now go ahead because they can spread the cost. Our average job value went up 30%."
Mark Stevens
Stevens Kitchens, Manchester
"The process is dead simple. I send the customer a link, they fill it in, and I get paid once it's approved. No paperwork on my end at all."
James Wilson
Wilson Bathrooms, Leeds
"Our dedicated account manager actually picks up the phone. Any issues with applications get sorted quickly. Best broker we've worked with."
Sarah Chen
Chen Building Group, London
Ready to grow
your business?
Join 500+ contractors already using Paylo to close more jobs and increase their average order value.
Free to join. No setup fees. Start offering finance today.