Increase your sales
with 
Partners see 40% more sales and 30% higher order values with point-of-sale finance.
Soft credit check only — no impact on your customers' credit score.
Become a partner in minutes
Fill in your details and we'll have you set up and ready to offer finance to your customers within 48 hours.
- No FCA authorisation required
- Set up within 48 hours
- Dedicated account manager
- Free to join, no hidden fees
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Approval rate
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Decision time
Why choose Paylo?
Paylo finance works. Powering your business with Paylo will help you close more deals, increase your order values and grow your business.
Increase your sales
Financing makes your higher-value goods and services accessible to a wider audience. Customers who can't pay upfront can spread the cost over manageable monthly instalments. Our partners consistently see up to 40% more conversions and 30% higher average order values.
The simplest way to offer finance
Becoming FCA authorised on your own requires compliance teams, lender partnerships, and minimum turnovers. With Paylo, all of that is handled for you. We connect you to our panel of lenders, manage compliance, and get you set up fast.
Fixed and variable rate options
We offer transparent financing including 0% finance and fixed APR products. Your costs are clear with no surprises. Flexible terms from 6 to 60 months ensure there's an option to suit every customer and every project size.
We are here to help you
Every Paylo partner gets a dedicated relationship manager who is always available. We also supply marketing assets, website banners, and copy to help you promote finance options and convert more customers.
Finance for every sector
From home improvements to healthcare, Paylo helps your customers spread the cost across the sectors that matter most.
Home Repairs
Solar & Renewables
Renovations
Healthcare
Dental
Plumbing
Roofing
InsulationHome RepairsSolar & RenewablesRenovationsHealthcareDentalPlumbingRoofingInsulationHome RepairsSolar & RenewablesRenovationsHealthcareDentalPlumbingRoofingInsulationworksSimple finance for contractors and customers. See the full process from application to approval.
How it worksOur customers are happy
Hundreds of tradespeople across the UK already use Paylo to grow their business.
"Paylo transformed how we sell. Customers who used to hesitate now go ahead because they can spread the cost. Our average job value went up 30%."
Mark Stevens
Stevens Kitchens, Manchester
"The process is dead simple. I send the customer a link, they fill it in, and I get paid once it's approved. No paperwork on my end at all."
James Wilson
Wilson Bathrooms, Leeds
"Our dedicated account manager actually picks up the phone. Any issues with applications get sorted quickly. Best broker we've worked with."
Sarah Chen
Chen Building Group, London